Retirement Mindset

The Job Security Calculator

How safe is your job, really? Answer a few questions for a data-driven read on your layoff risk, built on U.S. Bureau of Labor Statistics layoff, displacement, and unemployment data.

Your situation
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What's driving your number

If it happens — your comeback odds

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How this is calculated (and what it is not)
This estimator starts from a national baseline annual involuntary job-loss probability and adjusts it using your inputs, working in odds space (the same math behind logistic regression), so the result stays realistic and never runs past 100%.
  • Sources: BLS JOLTS layoffs & discharges by industry, the BLS Worker Displacement Survey, Local Area Unemployment Statistics by state, and CPS unemployment by education. AI-exposure ranking reflects recent labor-market-impact research.
  • Heaviest factors: industry and job tenure move the number most, followed by employment type, employer health, education, AI exposure, and state.
  • Honesty check: the output is a range and a tier, not a precise verdict. It estimates population-level risk for someone like you, not a prediction about you specifically.
  • What's deliberately excluded: race and gender. In the data, layoff gaps tied to those are products of discrimination, not personal risk factors, and adding them would mislabel a bias as your attribute. Age is used only to estimate recovery, not layoff likelihood.
Not financial, legal, or career advice. Just a thoughtful starting point.